Magee, MS (WLBT) A Covington county man said he had money drafted out of his bank account, for a pre-paid funeral service, through a Magee funeral home.
It wasn't till recently that he discovered his policy wasn't going to be enough to cover all his funeral expenses.
Paul Magee said, "At the time (1985) they told us we'd have to have these three different policies to put us away."
Mims-Upton Colonial Funeral Home where ownership has changed over the years, is where Magee bought the policy.
Managers at the funeral home declined to go on camera, but they did say they would honor Magee's burial policy full amount $2,700. They also said it wasn't going to be enough to cover all the expenses of the funeral. In fact they say it wouldn't have been enough to cover a funeral if he would have died the year he bought the policy.
Magee who bought the policy under a previous ownership said, "They lied there's no other explanation, and you don't do that."
Magee said he plans to take out newspaper ads warning others that their burial policies may only be supplemental.
Magee said, "They're appearing to be highly reputable and they're not honoring these things. I feel there's a lot of people out there that need to know about this."
State insurance officials said it's important to know the difference between the different types of policies out there.
A burial contract pays a fixed amount toward the cost of a funeral to a designated funeral home.
Under a pre-need plan, the consumer makes arrangements and pays for the funeral prior to death by entering into a contract with a registered seller of pre-need plans. If you're looking for full coverage, this is the kind of contract you need.
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