Therman Howard, Jr. of Ralde Circle in Ridgeland got a pretty rude awakening in August of last year.
After going for more than ten years without having to pay flood insurance, suddenly his new mortgage lender says he has to. "I think it runs $700 a year," he says.
It will be a big payout for Howard, a former surveyor who's on disability. He says when he first moved in 17 years ago, he paid flood insurance. But that loan was bought by a company that didn't make him pay. "I had sent documentation where I had run elevations, and showed the elevations with a surveyors' certificate to show the elevations I had. That company accepted it," he says.
Howard has been collecting documents to help prove his point, including a letter from the City of Ridgeland stating that the house behind him is not in the 500-year flood plan.
But the letter is dated 1992.
Howard has been trying to get the city to write a similar letter for him. He's certain he's not in a flood zone. "I've been here since the City of Ridgeland was a town. It used to flood at the other end, but this has never seen water," he says.
We wanted to speak to other neighbors to find out their situation with flood insurance. Earline Griffith lives across the street, at 689 Ralde Circle. She didn't want to talk on camera, but says she's always had to pay flood insurance, about $300 a year.
Ridgeland Mayor Gene MaGee tells 3 On Your Side the letter from 1992 is no longer valid. FEMA re-drew the maps for the entire state some time after the year 2000, and Howard's address is considered a flood zone.
Mayor McGee says Howard will have to contact FEMA if he wants to dispute the matter further.
Monday, May 20 2013 8:21 PM EDT2013-05-21 00:21:00 GMT
Jackson Police are investigating a homicide in west Jackson Monday after a body was discovered inside a residence on Arbor Vista Boulevard. According to Officer Colendula Green with JPD, officers haveMore >>
Jackson police have released the identity of the man found dead in a west Jackson house Monday morning.More >>
Friday, May 17 2013 7:16 PM EDT2013-05-17 23:16:53 GMT
One person has died in a crash near Harrisonville, MO, Thursday evening. The crash happened on Missouri Highway 7 and Walker Road. It involved a car and a tractor-trailer. Harrisonville is in Cass County.More >>
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Monday, May 20 2013 9:37 PM EDT2013-05-21 01:37:07 GMT
A body discovered in Clinton Saturday night has led to a homicide investigation. Hinds County Coroner Sharon Grisham Stewart confirms a body was discovered, although few other details are known. The bodyMore >>
Clinton Police Department's Interim Chief Mike Warren said upon further investigation, it appears a disagreement over a woman may have led to the death of a Jackson man.
Monday, May 20 2013 7:22 PM EDT2013-05-20 23:22:22 GMT
NOTE: Photos and videos will be added to this story later in the evening. The Walthall County Sheriffs Department along with The Humane Society of the United States are in the process of raiding a puppyMore >>
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Monday, May 20 2013 12:10 PM EDT2013-05-20 16:10:06 GMT
(WMC-TV) - Arlington High School senior Taylor Flake thought she was making history when her classmates elected her to be the school's first African-American class president. "It's more than just me representingMore >>
Arlington High School senior Taylor Flake thought she was making history when her classmates elected her to be the school's first African-American class president.
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Monday, May 20 2013 2:26 PM EDT2013-05-20 18:26:49 GMT
Hinds County sheriff's deputies seized five pounds of marijuana and made two arrests as the result of a three-month investigation. Sheriff's office officials say the northeast Jackson investigation isMore >>
Hinds County sheriff's deputies seized five pounds of marijuana and made two arrests as the result of a three-month investigation.More >>
An Oregon girl abducted as a baby and missing for 18 years finally emerged in Dallas this week when her mother turned herself in to authorities, according to the Polk County Sheriff's Department. More >>
An Oregon girl abducted as a baby and missing for 18 years finally emerged in Dallas this week when her mother turned herself in to authorities, according to the Polk County Sheriff's Department.More >>
Monday, May 20 2013 1:43 PM EDT2013-05-20 17:43:49 GMT
The Alabama man charged in the 2010 murder of a Clinton woman is on trial this week in Hinds county. James Hutto is charged with capital murder in the death of 81-year-old Ethel Simpson. ProsecutorsMore >>
The Alabama man charged in the 2010 murder of a Clinton woman is on trial this week in Hinds county. James Hutto is charged with capital murder in the death of 81-year-old Ethel Simpson.More >>
Sunday, May 19 2013 10:35 PM EDT2013-05-20 02:35:37 GMT
Authorities have recovered the body of a 10-year-old boy who apparently drowned after an all-terrain vehicle overturned in a Mississippi creek. The search for the boy's younger brother continued Sunday. ColumbusMore >>
Authorities have recovered the body of a 6-year-old boy who apparently drowned after an all-terrain vehicle overturned in a Mississippi creek. The search for the boy's older brother continued Sunday.More >>
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