Marketplace for health insurance plans opens October 1st.
CINCINNATI, OH (FOX19) -
Signed into law in March of 2010,
"Obamacare" --- as even the president now calls it --- has a major unveiling in
just three weeks on computer screens across the country. On October 1,
Americans will have the chance to find cheaper health insurance through an
online marketplace and sign-up for it.
Among the folks affected: Those whose
employers don't offer insurance or who haven't been able to afford coverage
when they've tried to buy a policy on their own.
Nearly three million uninsured people in Ohio, Indiana, and
Kentucky are eligible for insurance through the new online marketplace,
according to the Obama Administration.
But the key to making it work is ensuring everyone is
covered. Otherwise, insurance companies will be stuck with a bunch of people
who are sick and need expensive healthcare. Americans who make enough money to
file an income tax return will be fined if they don't have any insurance
starting next year. The fine
starts out at $95 or 1 percent of your family's income, whichever is
greater. (The federal government will find out whether you have insurance when
you file your income tax return.) By 2016, the fine rises to $695 for an adult
or 2.5 percent for a family, whichever is greater.
Each state may have a different website for its insurance
marketplace. Here's a breakdown of the sites for people in the Tri-State:
You can already find some information about how much the
plans being unveiled October 1 will cost. For instance, a family
of four in Kentucky that makes $48,000/year can buy a health insurance
policy for $252 a month.
While Pres. Obama says the Affordable Care Act will bring
quality healthcare to millions of Americans who need it, critics point-out that
it may be cheaper for some people to pay the fine than buy a policy.
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