Mosley and a slew of other Central Mississippi body shop owners have filed suit against numerous big and small name insurance companies. Source: WLBT
Mosley shows us a car in his shop and says the safest radiator support for the vehicle would be a General Motors part. But the insurance industry would encourage a part made in Taiwan. Source: WLBT
Mike Chaney, MS Insurance Commissioner Source: WLBT
CLINTON, MS (Mississippi News Now) -
"I don't mind sharing it with you. I plan to run for Insurance Commissioner next year to try to put a stop to this," says John Mosley, owner of Clinton Body Shop.
Mosley and a slew of other Central Mississippi body shop owners have filed suit against numerous big and small name insurance companies. The insurers are accused of breaking the law by failing to provide proper repair of vehicles.
Mosley singles out State Farm Insurance, stating the company has a scoring system that rewards body shops that use the cheapest after-market parts for repair, even when those parts aren't safe.
For example, Mosley shows us a car in his shop and says the safest radiator support for the vehicle would be a General Motors part. But the insurance industry would encourage a part made in Taiwan.
"It's not going to weigh the same, it's not going to have the same thickness, it's not going to have the same structural integrity that this OEM radiator support has," said Mosley.
Mosley says when body shops use the cheaper parts, State Farm scores them higher.
"The lower your score gets the less they refer work to you, or the more they try to steer work away from you," he says.
We asked Mosley what his current score is with State Farm.
"We don't have a score because we refuse to be on their select service program at all," he tells us. "We refuse to cut corners at the expense of the customers' safety and investment in order to save insurance company profits."
Jackson Attorney John Arthur Eaves represents the plaintiffs.
"Their purpose is simple," said Eaves. "They want to save a few bucks but it's at the safety of their customers."
Mosley is upset with current Insurance Commissioner Mike Chaney, because he says Chaney's election campaigns have been financed in part by the insurance companies.
Commissioner Chaney fires back.
"(Mosley) makes all of his money, just about, from insurance companies paying for repairs, repairs at his body shops," said Chaney. "I would be careful if I were him about biting the hand that feeds him." he says.
Chaney reminds us that the Mississippi Insurance Commission is neither a plaintiff nor a defendant in the lawsuit, and that the case would not fall under his purview anyway; it would be a case for the Attorney General's Office.
We have contacted State Farm Insurance to get a response to this story.